A few years ago, a rescue diver from the United States Navy made a sobering observation after years of pulling people from the water.  He said the most dangerous part, isn’t the instant someone first…

"I've figured it out!" the man exclaimed. "I've figured it out!"  "What?" asked his audience.  "Why everything... STINKS."  That was the former late-night show host Craig Ferguson's famous monologue from years ago, though he used…